Apple Pay continues to lead the rally, wallets mobile. In Spain, the virtual wallet of the company of the apple is already working with 11 national banks, in addition to a couple of banks, fintech, several financial and a company of tickets restaurant. And soon will join more banks.
Apple Pay has announced new additions: coming soon the customers of Banco Mediolanum, Banco Pichincha, Cajamar, Laboral Kutxa and Pibank will be able to use the wallet for the Apple to pay for your purchases with your iPhone.
Those who can already use it are the clients of Banca March, Bankia, Bankinter, BBVA, CaixaBank, Caja Rural, EVO Bank, imaginBank, open bank, Banco Sabadell and Banco Santander. Also the customers of bankintercard and of Carrefour and banks fintech N26 and bunq. Apple Pay also has agreements with American Express, Mastercard, Visa, boon, Orange, Sodexo and Edenred.
31% of iPhone users use Apple Pay
According to estimates Loup Ventures, Apple Pay has about 252 million users, approximately 31% of iPhone users, and approximately 4,900 banks partners throughout the world. The adoption of Apple Pay has grown exponentially outside of the united States, according to the study: only 15% of the users are americans.
In Spain, the first bank that joined Apple Pay was the Santander in December 2016. Since then, the trickle of entities that have been added has been constant, not without some controversy: for most banks, the fees imposed by Apple are very high, much higher than the competition. However, the pressure of the customers has been with them and have not been able to do anything other than give in and join the means of payment out of fashion.
Samsung Pay, available in 9 entities
Samsung Pay also has its public and for a long time; it was the first means of mobile payment of the great technology that came to Spain and was accompanied Caixabank and imaginBank.
In Spain, 31% of the smartphones that have been sold during the first half of this year, bearing the logo of Samsung, 19.5% of the company Huawei, and 19% are of Apple, according to data from Statista. However, despite the wide presence that has the south Korean in our country, only nine entities have been working together with the wallet of Samsung. We talk about Abanca, Bankia, CaixaBank, El Corte Inglés, imaginBank, open bank, Sabadell, Santander and WiZink, explain the experts of the comparator of financial products HelpMyCash.com.
Google Pay, the last-in,
Google Pay, for its part, has been growing, although it remains the most lagging (has been the last to arrive). And that despite having a clear advantage: while Apple Pay and Samsung Pay are only available for the phones of your brand, Google Pay is available for the latest versions that incorporate the Android operating system, including mobile Samsung (according to data from Kantar Worldpane ComTech relative to the first quarter of 2018, the market share of Android in Spain is 86%).
For the moment, only holders of a card, BBVA, open bank, Revolut, N26, Post Card (Mail in Prepaid Mastercard) and American Express may use it. Also working with Edenred and Sodexo.
The banks more useful for the lovers of the ‘pay’
open bank is the only entity that offers its customers the possibility to link their cards to the three wallets. As well, holders of a current account or an account payroll can pay for their purchases in shops with your smartphone whether Android and iOS.
customers of Bankia can use Samsung Pay and Apple Pay, as well as those of imaginBank, Sabadell and Santander. Those who have an account opened in BBVA have access to Apple Pay and Google Pay, equal to that of N26 and those that have an American Express card.
But there is life beyond the wallets of the technology. The banks themselves offer their own: BBVA Wallet, CaixaBank Pay, Santander Wallet… But have a great disadvantage: they only serve to pay with cards of the bank itself, so that a customer of various entities has to be downloaded several apps, while the pay of Samsung, Google or Apple allow you to have a single application a multitude of cards, explain from HelpMyCash.
According to the numbers of downloads of Google Play, which only affects Android users, BBVA Wallet is the wallet for the bank’s most downloaded with over a million installations, followed by CaixaBank Pay (more than 500,000) and Bankia Wallet, Sabadell Wallet, Kutxabank Pay and Santander Wallet (more than 100,000).
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