Actually, Martin Lewis is a balanced man. The UK’s favorite financial expert has been giving millions of low-income earners valuable money and savings tips for decades, from home insurance to supermarket specials. But for a few months now, the British have seen a different, troubled Martin Lewis. Finally, two weeks ago, he addressed the British government directly with a public video. “If we don’t do anything now,” he warned there, “we will potentially see a devastating national financial disaster this winter.”

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