The Germans keep more money than ever on their current accounts. With more than a trillion euros, the volume reached in April, a historic high. Since the year 2013 has doubled the amount of approximately. The analysis of the Fintech-business Deposit Solutions, the possession of the F. A. Z.. At least 42 percent of the total money volume on German accounts were in order for this reason alone, non-interest bearing. The were mathematically of more than 14 000 euros per citizen, says the study. Add funds to money market accounts in banks, the figures on this interest or even negative interest rates to rise.
Christian Siedenbiedel
editor in the economy.
F. A. Z.
In the European comparison, Germany spent his Giro in the midfield, said in the study. Days money, however, was actually only in Germany, a relevant part of the savings, and usually play much of a role. The “true” saving the world masters were also German, but the Dutchman: In the neighbouring country, 80 percent of the money would namely energy-saving and only 20 percent on current accounts. In the case of the use of point of view – compared to time deposits were in Europe, two camps can be distinguished: the German, the Italian and the British tended to keep their money flexible on checking and money market accounts. Only about a third of your money spent to deadlines tied to fixed deposits or savings accounts. French put two-thirds of their money tightly and thought only a third flexible available on checking and money market accounts. In the course of time, the distribution of the savings between interest-bearing and non-interest bearing accounts in the countries was relatively stable.
