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Go to Google, Germans pay ir purchase künftigmit smartphone. Whoever stands at cashier is to whip out mobile phone instead of wallet and put it on card reader – ready. Google pay is a payment service that can be used to reposition almost any Android smartphone to a purse. He has been available in Germany since Tuesday.
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To use Google Pay, consumers need a smartphone with operating system Android, at least version 5.0. If this is case, it is necessary to download app, scan credit card and in settings DasNFC procedure, short for near Field communication, on phone to activate. Payment works in any business that NFC offers. Up to an amount of 25 euros, users do not have to PINeintippen. A short flash of Smartphonebildschirmsreicht as confirmation.
DerBezahldienst also works in online shops, where it should replace daslangwierige customer and payment data. Manmüsse is no longer cumbersome to memorize a pin, enter dieKreditkartendaten somewhere or take his Girocard with ZumEinkaufen, says Google manager Philipp Justus, Vizepräsidentfür Central Europe, at presentation in Berlin.
Dasklingt good. Even now, customers can pay with ir card without entering pin if ir Girocard DieNFC payment is supported. The trade association HDE expects Dassbis to support 80 percent of all card readers in Germany daskontaktlose pay at end of this year. Up to 2020, DerVerband expects 100 percent. In ory, Google pay could n be used at every checkout.
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However, number of DerGoogle-pay partners in Germany is limited for time being. To get service can only benefit who is customer DerCommerzbank, Comdirect, Fintech company N26 or DerWirecard-app Boon. The owner of a Visa or MasterCard from anor financial institution is excluded.
“From our point of view it was important to start,” SagtGoogle-manager Justus. Furr partners are to come “soon”, specifically tech enterprise calls BritischeStart-up Revolut and Landesbank Baden-Württemberg. Who Google also speaks, Justus will not comment on demand.
Even if several partners are added, question remains wher DieNutzer accept offer. Because Germany is a Bargeldland.Im last year, Germans paid three out of four Einkäufenin bar, as a federal bank in question shows payment behavior. Although re are heuteschon apps for mobile payment – among ors from DerSparkasse, financial institution with MeistenPrivatkunden in Germany – Lauteiner Bitkom survey figures three out of five Smartphonenutzern not with ir mobile phone. A similar mood picture is a survey of management consulting Pricewaterhouse Coopers (PWC): Just 13 percent of Germans pay ir Rechnungendemnach with smartphone.
