There are clients that even having a payroll at the bank pay commissions on their own.
In these cases, experts from the financial comparator HelpmyCash.com advise two things: first, try to negotiate current conditions with the entity and, secondly, if an improvement is not achieved, transferring revenue to another bank.
Whether you are paying commissions as if the service of the current entity is not satisfactory enough, the client should consider an account change, encourages the comparator.
Several Spanish banking entities seek to capture new clientele and, for this, they release promotions and attractive offers.
Until a few years ago, the gifts by domiciliating the payroll used to consist of a crockery, a game of pans or a television;
Now banks have other ways to attract new income, point to HelpmyCash.com.
Taking into account that the great banking in Spain is applying high commissions to holders who do not meet all the requirements of their programs (up to 240 euros per year), free bank accounts and with affordable conditions have become a claim for the
uptake of new customers.
“If they charge us on our own, it is not difficult to find another substitute without cost,” the experts point out.
And is that the bank account market is full of online options that offer the basic service without charging commissions: account maintenance, administration, associated debit card, transfers Know or withdrawn on a wide number of ATMs.
There are banks that, to expand your customer portfolio, not only offer accounts that are totally free, but, in addition, encourage new customers’ entry through promotions and gifts.
The most recurrent incentives to attract new customers are the profitability, which usually applies for a few months or, even a few years, or gifts in the form of cash.
Banks also use other types of hooks related to the operation to draw attention to new customers.
For example, free discovery service, payroll advances, personal managers, credit cards without commissions or a second additional account without cost.
Of course, we must bear in mind that not all payrolls are valid to access these advantages.
Each bank establishes a minimum amount of payroll, pension or unemployment benefit to access all the benefits of their accounts.
“To avoid surprises, it is very important that, before considering a change of bank, the client reviews in detail which requirements requests the chosen bank and if he is able to fulfill them,” recalcan from HelpmyCash.com.
