This is how the second job pays off: Don't just look at gross earnings
Many professionals have a part-time job - either because the salary is not enough or because it brings variety. Are you also dependent on...
"Financial test" about neobanks: children's accounts are convincing in handling
Practice early: If children are to learn how to deal with money, it can make sense to introduce them to them at an early...
Lonely on Valentine's Day?: How singles survive February 14th
Valentine's Day can be a big challenge for newly separated people, because around February 14th the world seems to consist only of togetherness, boxes...
Here the customer is king: These are the winners of the Service Prize 2023
Even in difficult times, good service pays off and is rewarded: The German Institute for Service Quality and ntv honor the best service companies...
Looking for a sunny spot: mini solar system can pay off for tenants
Small photovoltaic systems with plugs can also be the first step for tenants to produce their own electricity. You can read here whether it...
Examination by the BGH: When does the Schufa have to delete the old debts?
Anyone who is finally debt-free probably wants one thing above all: an unencumbered new beginning. Credit bureaus such as Schufa, however, keep private bankruptcies...
Roses in the Öko-Test: A bouquet of pesticides for Valentine's Day
Dead plants are a popular gift for Valentine's Day. Because men in particular do not always find the right words on day X or...
Desire and performance fluctuate: How do you train according to the menstrual cycle?
Many women know this: Sometimes the desire to exercise is great, sometimes not there at all; sometimes you can easily manage longer distances, other...
Warentest does the laundry: This is the best color detergent
The range of color detergents is large. They should wash textiles clean and still protect color and fibers. The detergents are available as powder...
Dietary supplements in the Öko-Test: Three vitamin B-12 preparations failed
Tired, listless, overstimulated? It's a familiar one. The condition could be due to a vitamin B12 deficiency. So why not take the shortcut and...
Interview with consumer expert: These are the biggest rip-off traps
Energy crisis, inflation, rising rental prices: Especially in these times, it is particularly important for consumers not to pay extra unnecessarily. Unfortunately, the rip-off...
Caring relatives: This is how family care time works
Family care time and Co: There are various models for working people who care for relatives - and need free time for this. The...
Inexpensive holiday protection: which travel insurance you really need
High cancellation costs if you cancel your vacation at short notice, high treatment costs for an illness abroad: When it comes to travel, it...
What surviving dependents are entitled to: How high is the widow's pension?
If two people are married and one of them has statutory pension insurance, the surviving dependent is often entitled to a survivor's pension if...
Hardly any effort: Secure a flat-rate energy price via your tax return
Anyone who has not received the energy price lump sum from their employer in the past year should take action now. Because when you...
High gym fees?: How to stay fit for little money
Staying fit while keeping an eye on the budget? From outdoor running groups to sports clubs to fitness apps: These are the best alternatives...
Keeping an eye on things: Drivers should bear this in mind when it is...
If you are driving in fog, you should not take any unnecessary risks. Correct lighting and an appropriate speed are important for the safety...
White heavyweight: Be careful when clearing snow on the roof
The time for snowfall is not over yet. For homeowners, this means: be careful and look at the roof, because it's the crowd that...
Employment law question: Can I eat and drink at my desk?
Many employees like to drink coffee while they work, some have breakfast in front of the computer first thing in the morning. But can...
Turkey and Syria: This is how your money goes to those in need
Whether earthquake, forest fire, flood or war: In humanitarian emergencies, many people in Germany are generous. But how can reputable and dubious aid organizations...
Better living: Always get to the bottom of moisture in the basement
A basement should be dry. But if it smells musty, if there is a damp spot on a wall or if there are the...
Attention private frequent sellers: Ebay is now reporting to the tax office
Occasionally selling a few things on an online marketplace can free you from ballast and improve your household budget. Since the beginning of the...
Millions of workers affected: "time clock judgment" forces the recording of working hours
The Federal Working Hours Act is to be changed. A landmark decision by the Federal Labor Court in September 2022 creates an obligation to...
Find a consultant for pensions: These five points are important
If you want to invest money profitably or take out insurance, you often rely on valuable tips from professionals. What to consider when looking...
Bike, e-bike, scooter: rules for taking them on the bus and train
As a commuter, when travelling: having a bike or scooter with you is practical, often cheap or even free. But it is not allowed...
BGH examines disputed agreement: Can the broker collect reservation fees?
The dream property in view, the broker gives hope - potential buyers may be willing to pay a fee for keeping an object warm....
Calling the wrong number: fraud warning on behalf of consumer advice center
Criminals are currently calling private individuals throughout Germany and posing as lawyers from the North Rhine-Westphalia Consumer Advice Center in order to demand money...
Don't use a service provider: That's why you should cancel online contracts yourself
Terminate contracts concluded on the Internet? Difficult, but we can help, service providers claim. Why you shouldn't trust them and why dismissals shouldn't be...
Emergency Number: When Should I Dial 112?
All of a sudden the moment comes that divides the day into a "before" and an "after". A fall, loss of consciousness or severe...
Gentle pressure and care: help with frozen car door
If the car door does not open in winter, the seals may be frozen. Brute force is then no solution. Here are a few...
Inflation without caffeine: coffee is significantly cheaper again
Coffee is by far the most popular drink in Germany, ahead of mineral water and beer. The increased price of the last few months...
Traffic law question: drunk on e-scooters: penalties for passengers too?
The alcohol limits for electric scooters are the same as for cars. The driver's license is therefore at risk when driving on blue skies...
32 percent protection: Vonovia with a 19 percent chance
After a long-lasting decline in price, the Vonovia share recently started to climb again. With bonus certificates with a cap, investors can achieve positive...
Planning a job change?: How to take advantage of the opportunities on the job...
New year, new job? If you want to develop or reorient yourself professionally, now can be a good time. You should take note of...
Are you moving?: How to find the right service provider
The bigger the move, the greater the chaos. Blessed are those who have selected a suitable moving company. You should pay attention to these...
Death of a tenant: What rights and obligations do relatives have
After the death of a loved one, there is a lot to take care of. One of the points: what happens next with the...
Saving energy made easy?: How EU labels help when buying efficient household appliances
Household appliances in the shop carry an EU energy label. This can help when selecting particularly energy-saving models. But this choice does not always...
The longing of the Germans: What it means to cook Italian
Italy - the land of our dreams: climate, culture, way of life! And the food! Far away from Venice, Tuscany or the Amalfi Coast,...
Hermes' "Social Responsibility": messenger of the gods in a nosedive
After all, he has hard earned the many bad reviews that can be found online about the parcel service Hermes. A field report.Just gone,...
Vegan alternative: Some designers now prefer cactus leather
Designers and fashion companies are increasingly turning to more environmentally friendly materials. Animal leather is replaced by vegan cactus leather, for example. Royals like...