Keep good intentions: These strategies make it easier to save
Did you actually intend to spend less money in the new year? And yet the first pair of sneakers has landed in the shopping...
36 percent protection: Deutsche Bank with a 19 percent chance
The Deutsche Bank share has been on a strong upward trend for months. With bonus certificates with a cap, investors can also generate high...
Zero Waste: How to do without plastic in small steps
Plastic is one of the biggest environmental problems of our time. With these tips, you can do without the material step by step.With more...
Working without training?: This is how the unskilled get ahead professionally
If you don't have any professional qualifications, you have to reckon with disadvantages in the working world. But what opportunities do unskilled workers have...
Even without a power of attorney: how partners have been allowed to represent themselves...
The so-called right of emergency representation for spouses and life partners has been in effect since the beginning of the year. But what does...
Simple check: does your landlord correctly apportion the CO2 costs?
Starting this year, landlords may only pass on the full CO2 costs of heating with fossil fuels to their tenants in a few cases....
Keep your eyes open when buying: This gives existing buildings a second chance
New buildings are rare. Would you rather try to get hold of an existing building and renovate it? Many builders do not have this...
Labor law question: Can my employer simply transfer me?
From the clinic ward to administration, from Düsseldorf to Berlin: a transfer can mean a major change for employees. But is it just possible?Change...
Tidy up the desk: This is how the workplace stays tidy
The turn of the year not only offers a good opportunity to get rid of old habits, but also to bring order to the...
Construction work in winter: when builders should protect their construction
Actually, the construction companies have to take care of adequate protection of the construction site against rain and snow in winter. If that doesn't...
Offers do not fit: Advice on construction financing is not very convincing
If you want to finance a property, you should prepare well for a consultation. An investigation by "Finanztest" shows that offers from financial institutions...
Term life insurance in the test: Here's hundreds of euros to save a year
If you want to protect your loved ones financially, you should consider life insurance. Although it only pays in the event of the insured...
Hope for higher earners: Solos may be overturned by the highest court
Millions of taxpayers continue to pay the solidarity surcharge, although its existence ceased to exist at the end of 2019. Has the unloved levy...
Emergency representation right in force: is the living will now obsolete?
The new emergency or spouse representation law has been in force since the beginning of this year. But the new regulation carries risks. Read...
The 25,000 euro question: Sectors decide when investing in shares
An unusual picture is currently emerging on the stock markets: the stock exchanges in Europe are doing better than on Wall Street. Investors should...
Product test under power: Good electric toothbrushes are available for less than 20 euros
The daily effort of brushing your teeth is even more worthwhile when you use the best cleaning products. For example an electric toothbrush. Sometimes...
Don't scroll aimlessly: This helps when looking for a job
Click, click, nothing: looking for a job online can be frustrating in the long run if you can't find any suitable positions. These tips...
Pension for the liberal professions: How does the professional pension work?
Doctors, pharmacists, architects: Anyone who practices a chambered freelance profession is also a member of a professional pension scheme - and will later receive...
Flying Cameras: Mini drones are more than toys
See the world from above? With mini drones, this can be done without major practical and legal hurdles at affordable prices. But you shouldn't...
Deadline expires in two weeks: Millions of property tax returns are still missing
The deadline for submitting the property tax return, which has already been extended by three months, is expected to tear millions of Germans. It...
Pressure for relief: Nursing home care is significantly more expensive
Increasing co-payments have been causing problems for many people in need of care in the home for years. And the burdens are not only...
Flood of applications for support: is the housing allowance also paid out retrospectively?
With the housing benefit reform, significantly more households should be relieved of the housing costs since the turn of the year. This leads to...
Duty to clear and spread: who has to clear sidewalks of snow?
Most municipalities transfer the clearing and gritting obligation for sidewalks to the adjacent property owners. But they can also delegate further.Many people are very...
Two are "poor": These are the best yoga and gymnastics mats
Nothing slips, nothing pinches: Yoga or Pilates are more fun on a good mat. But which sports documents can really convince? Stiftung Warentest has...
If the deadline is missed: So far, no threatening backdrop for property tax returns
Owners have until January 31 to submit their property tax returns to the tax office, but so far only half of those affected have...
For overnight money: Many banks still do not charge interest
Thanks to the interest rate turnaround heralded by the ECB, the prospects for savers are improving noticeably. However, only if they park their savings...
Collision with a bus: who is liable for an accident when overtaking?
Driving with foresight is the top priority in road traffic. If the traffic situation is unclear, restraint is therefore required when in doubt. In...
25 percent protection: Bayer with a 19 percent chance
Bayer stock has recently risen sharply due to positive company news. With bonus certificates with a cap, investors can also generate returns in the...
Deleting e-mails and more: This is how environmental protection works in the workplace
Turn off the lights, save water, do without plastic: environmental protection can be built into everyday life in many ways. What can you pay...
Downshifting: Step back: Successfully climb down the career ladder
Constant meetings, stress and new tasks: Not all people in management positions are in good hands in these. The way back can be rocky....
Authority adapts guidelines: BAFIN takes on the costs of life insurance
Millions of Germans pay into life insurance in order to be able to benefit from the return in old age. But high costs and...
Good job opportunities: How to get started in nursing
Whether outpatient or inpatient: there is a shortage of workers in care. How a career start is possible - and what earning opportunities beckon.The...
Daring prognosis: Is it worth entering the securities market now?
The past year has shaken up the stock markets. In view of the sharp fall in prices, many investors had to keep their nerves....
Often "good": Which vacuum cleaner is the best?
Which do you prefer - vacuum cleaner with battery or without? Stiftung Warentest tested both separately and reveals which vacuum cleaner variant is stronger...
Auto Privacy: When the car knows too much
Modern cars are computers on wheels. They collect and send a lot of data. In many cases, however, drivers can protect themselves from misuse,...
Against the "Tech Neck": Avoid stiff necks from computers and mobile phones
Spending too much time on your cell phone or computer coupled with the wrong posture can quickly lead to a stiff neck, known as...
Preventing mold: What tenants have to consider when heating and ventilating
In the cold season, incorrect behavior when heating and ventilating can be devastating. There are hardly any legal requirements for this. What tenants should...
Labor law question: Is application training from the job center mandatory?
Anyone who has lost their job receives support from the Employment Agency. To do this, job seekers must take part in application training, for...
No will available?: This is what the legal succession looks like
If there is no will, the statutory succession applies in the event of death. Married couples don't automatically get everything. Inheritance disputes are not...
Warning strike at BER: Travelers have these rights
Nothing works at BER Airport on Wednesday – all passenger flights are said to be canceled due to a warning strike. What does this...